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Disney on a Budget 2023, the Ultimate Guide

It’s that time of the year again.  Time for me to write an extensive guide on how to get to Disney on a budget aka Disney on a dime aka Disney on the cheap.

My favorite subject! If you’re interested in why Disney and specifically Disney on a budget is so important to me, click here for my story.  

In 2021, I continued my extensive research on Disney vacations which included the Disney College of Knowledge, meaning I can now plan your Disney vacation 

I am going to take what most of you think is a Disney vacation cost, and cut it in half.

I just started planning Disney vacations as a travel agent and was able to save someone $400 on their vacation just by switching the weeks. Fill out a quote request. My service is free.

What’s new at Disney World 2020-2021?  

disney on a budget 2020


 Star Wars: Galactic Starcruiser, opened in 2022 in Disney World. This immersive hotel will bring guests into the Star Wars universe for an interactive, 2-night stay.

So I started this journey by asking you guys how much you think a Disney vacation costs for a family of 4.  

Here’s what we found: 

When you’re on a tight budget, $5,000 can take years to save or just be plain impossible.  If I asked some of the people close to me how long it will take them to save up for a Disney World trip, many would tell me they can’t.  That they’re struggling just to keep food on the table.  

It’s a real dilemma and more common than some of us think.  Let’s start this journey with what my budget would be for a 5 night/6-day Disney vacation for a family of 4 (two adults and two children). 

Spending on a 5-night/6-day Disney Vacation (for four):

Accommodations:  $202

Transportation:  $300

Souvenirs: $100

Food:  $400

Park Tickets: $1042

Total: $2,044


Goal: $202

When planning a trip to Disney on a budget, there are two main types of accommodations; a Disney hotel or a non-Disney hotel.

Cheapest: A hotel not on Disney property. 

Cheapest for a bigger family: AirBnB

The truth is, Disney World resorts are some of the most expensive resorts almost never going below $137 per night.  

Can we still find a way to fit it into your budget?  We sure can! It’s almost never a bad idea to make an effort to stay on Disney property.  

But being on a tight budget is ok and that’s why I have some of the best budget hotels near Disney listed.  

Airbnb at Disney World 

I mentioned AirBnB before but wanted to elaborate. People rent out their entire homes/apartments through a platform called AirBnB.  I’m talking about a full 3 bedroom condo with pool access for $68 per night.  

Airbnb is perfect for Disney on a budget whether you’re a party of 3 or 10 but especially if you’re a large family.   

I wrote a whole post on it, here if you want to check it out.   

More Disney on a Budget Accommodations

There’s another trick I have to share with you.  One that can save you up to 70% off Deluxe resorts at Disney and even be cheaper than a Disney value resort.   

Disney Vacation Club is Disney’s timeshare program. You rent someone’s timeshare for about $14/point. A room that sleeps up to 5 can go as low as 9 points per night which means $126/night. Learn more here.

Check out the newly updated Disney on a Budget ebook!

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Goal: $300

Remember, I plan a Disney vacation now.  And I have saved my client’s hundreds of dollars by switching their dates around.  

But alas, even when your dates are strict, there are ways to save money. If you haven’t considered pulling your kids out of school yet, now is a good time.  Many parents have opposing views of this that you can read about here

#1 – Drive if you can. A drive to Disney costs $4 per hour driven, meaning a 20-hour drive will cost you $80.  In addition, you can bring anything you want like a cooler full of food, and go as far as meal prepping meals from home.  Chances are your room will have a microwave.  

#2 – The best airlines to find inexpensive flights are JetBlue, Southwest, Spirit, and Frontier airlines.  When you book through them, pay attention to baggage feed. 

#3 – When you search for flights only use 1 adult as you search.  Putting anymore will start adding seat selection to the algorithm and show you higher prices. 

#4  – Skyscanner and Kayak are the best search engines to use. 

I’ll save the rest of my tricks for my eBook, aka how I fly for under $30 each way. 


Goal: $100

I am so weak for the amazing souvenirs offered by Disney, specifically at the park.  From Mickey ears to the best mugs ever, and home decor…I want it all. Not to mention an Alex and Ani bracelet to bring home to my mom.  

Know that souvenirs can attach and eat up your Disney budget so very quickly.  

So here’s what you do.  Get as many souvenirs as you can before you go.  Walmart and JcPenny have Princess dress for like 70% off.  While stores like Dollar Tree have a ton of Disney stuff.

A trick done by many of my readers that I love is bringing inexpensive Disney souvenirs with you and surprising your kids each morning with something new.  

Next, make sure you set a strict souvenir budget for the vacation.  In fact, put that money on some Disney or Visa gift cards to keep control.  

When I am on vacation, I added up costs for food and souvenirs every night when I get back to the room.  It’s the only way I make sure I don’t overspend and my spending is kept real.  



Goal: $400

On any vacation, you can spend as little or as much as you want on food and drinks.  Especially when alcohol prices mimic those of NYC ($12 per drink not including tip).  

Saving on your food budget is all about planning what you’re going to eat.  

A quick tip:  bring stuff from home OR get groceries at Disney World.  You can even have them delivered.

Between groceries and the fact that a family of 4 can eat for less than $50 per meal, add in some meals in the room, things like eating offsite or ordering pizza and you will be well within our goal cost.  

When I plan a Disney vacation, I plan for $40 a day per person. 

Park Tickets

Goal: $1,043

What’s up with the ticket prices????? 

In 1971, Disney World ticket was $3.50 which adjusted to 2019 inflation is a little less than $22.00 (source)

Today a one day ticket can reach up to $137 per adult.  It’s increasingly difficult to save money on Disney World tickets.  Which is why I save this section for last. I want you to know that you can save so much money everywhere else, these ticket prices start seeming more digestible.  

As we talk about Disney tickets, just remember the amazing service provided by Disney and the cost of those rides and upkeep takes.  

Disney takes all of my money. 

There are two places you can get Disney World tickets and eBay isn’t one of them.  Either buy your tickets right from Disney World or from an authorized ticket seller.  

GetAwayToday and Undercover Tourist provide the best tickets and service point-blank.  The worst is having a family emergency and being stuck with thousands of dollars going to waste after being on hold for 30 minutes.  I’ve been in this situation before and it’s not easy. 

Discount Disney Tickets

Tip: Be careful with what kind of tickets you buy and how many days.  So many families overbuy and waste their days as they expire 14 days after first use.  You can always add on days but can’t take away.  

Same goes with add-ons, don’t buy something you don’t have time to use. 

Tip: 1 and 2-day tickets are always the cheapest when purchased from Disney World 

disney on a budget 2020

Final Tip 

Read this

I focus on two things, saving money and making money.  Where I can’t find more savings, I make up with making more money.  

And there isn’t anything I haven’t tried yet to make money which is how I know all the tricks.  Last year I spent $800 on a New Years’ trip to Disney for two, but over $200 of that came from the money I had made using Swagbucks.  

I have at least 3 posts about Swagbucks including a full review because it has been a huge success for me.  t’s a website where you watch videos, take surveys, etc to earn SB which then can be redeemed for a number of things like cash or gift cards.  But I make money using Discover and Offers. Recently I signed up for Hulu for two months, spent $12, and was given $18 by Swagbucks.  

All I had to do was remember to cancel and I had $4.  In a year you can find infinite ways to do just that. Your earning potential is unlimited.  

Plus, just for signing up, you will get $10.  

I just started planning Disney vacations as a travel agent and was able to save someone $400 on their vacation just by switching the weeks.  Fill out a quote request, its free!

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Lyanna Soria

Friday 13th of December 2019

Wow, that is quite expensive but with careful planning plus your wonderful tips, I'm sure we could lessen that mark. Totally agree with all those tips especially the final one.


Tuesday 10th of December 2019

This is such an amazing guide! Thank you so much for all the tips! Saving this!


Tuesday 10th of December 2019

We are planning a Disney vacation this year together with our friend's family. He hope not to spend too much! Thanks for these tips!


Tuesday 10th of December 2019

Wow... that is some fantastic savings you have figured out there. I really want to take my kids on another trip to Disney World, but it's not in my budget at the moment. I need to save some more and use your tips.

Stefani Tolson

Tuesday 10th of December 2019

I so need to take a trip to Disney soon! It has been way too long but I am like you and need to plan for a trip on a budget. :)

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